In Black And White

Industry Insights

Creating new software solutions and working with an elite group of payment technology providers allows us to stay up-to-date with the latest and greatest in the payment space. And with our industry insights, you'll be well-versed and in the know.

Online Fraud Rates Expected To Skyrocket This Holiday Season

Online Fraud Rates Expected To Skyrocket This Holiday Season

The increasing number of retailers utilizing EMV-compliant payment processes has made it more difficult for individuals looking to commit fraud in card-present environments. As a result, many are switching their focus to online targets. Research from ACI Worldwide indicates that financial institutions are expecting card-not-present (CNP) fraud rates to […]

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Why Some Merchants Can't Accept EMV Chip Cards

Why Some Merchants Can’t Accept EMV Chip Cards

Currently, only about a third of U.S. merchants are actively accepting EMV payments.
One reason for this is the long EMV certification process. Many merchants have purchased EMV-capable terminals, but are not yet able to process chip payments with them. “There’s a big disconnect between merchants that have terminals and […]

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New Report Shows Data Breaches Rise 15 Percent In 2016

New Report Shows Data Breaches Rise 15% In 2016

Data Breach Report
The problem of data breaches is one that, unfortunately, isn’t going away anytime soon. But businesses can protect themselves with a layered security approach.
Whenever a data breach occurs, it doesn’t just affect the business; it affects anyone whose information has been compromised (e.g., employees, customers, vendors). For […]

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