Semi-Integrated Payment Solutions Are The FutureMiCamp Solutions
Since the EMV liability shift, merchants must decide which type of payment solution best suits and protects their business. While there are benefits to a fully integrated solution, it can often take more time and more money to develop than a semi-integrated solution.
Key Advantages Of A Semi-Integrated EMV Payment Solution
Semi-integrated payments are easy to implement and offer several time- and cost-saving advantages, making them the preferred payment solution for many merchants.
Faster EMV certification
Semi-integrated payment solutions are pre-certified, specifically for EMV and PCI compliance. The software in these semi-integrated solutions has all the payment features and functionalities fully tested and certified for connectivity to a payment gateway or processor. With the EMV certification already completed, merchants will save time and money becoming EMV compliant.
Easy to implement
The plug-and-play nature of a semi-integrated solution makes it easy to quickly start accepting payments from card brands like Visa, Mastercard, and American Express. These solutions save merchants considerable amounts of time, as a fully integrated solution can take months to implement and merchants may run into several technical issues along the way.
Increased protection of card data
Semi-integrated payment solutions come with highly advanced security features, such as end-to-end encryption and tokenization. This multi-layered security approach not only helps to protect cardholder data, but helps reduce a merchant’s Payment Card Industry (PCI) scope.
Semi-integrated solutions can be evaluated to ensure that sensitive payment card data is handled within a secure, PCI payment application data-security standard (PA-DSS) setting or within a secure, PCI PIN transaction environment, so that payment card data is not exposed. For some semi-integrated solutions, the entire solution is evaluated as being out of PCI scope and therefore eliminates “the merchant’s costly, twice-annual obligation to certify the system.”
Introducing MiCamp’s Semi-Integrated Payment Solution
At MiCamp Solutions, we’ve developed our own semi-integrated payment solution – MiPoint. Our MiPoint solution is EMV certified, PCI compliant, and comes with layered payment security technologies: end-to-end-encryption and tokenization. This means sensitive payment card data is never stored, processed, or transmitted with MiPoint.
MiPoint integrates with many point-of-sale (POS) systems like MICROS, Agilysys, and POSitouch, so merchants can keep the POS systems they have invested in and are familiar with. And with MiPoint, it’s easier to accept a variety of emerging payment types, like Apple Pay.
If you’re looking for a semi-integrated payment solution that helps your business become EMV compliant and reduces your PCI scope, MiPoint is the secure, cost-effective, and reliable solution trusted by thousands of merchants across North America.
To learn more about a MiPoint integration to your point-of-sale, get in touch with us today.